:root{--navy:#092f6d;--navy2:#061f4c;--ink:#0e1d48;--gold:#d79d22;--gold2:#bd7f0c;--text:#303744;--muted:#667085;--line:#e2e7ee;--soft:#f6f8fb;--white:#fff;--shadow:0 14px 35px rgba(8,34,79,.14);--radius:12px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.98);border-bottom:1px solid #eef1f5;backdrop-filter:blur(12px)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:14px}.brand img{width:92px;height:54px;object-fit:contain}.brand-copy{display:flex;flex-direction:column;color:var(--ink);line-height:1}.brand-copy strong{font-size:21px;letter-spacing:.08em}.brand-copy span{margin-top:7px;font-size:10px;letter-spacing:.42em}.menu{display:flex;align-items:center;gap:34px;font-size:14px;font-weight:700;color:#0e1d48}.menu>a:not(.btn){position:relative;padding:29px 0}.menu>a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:14px;height:2px;background:var(--gold);transition:.2s}.menu>a:hover:after,.menu>a.active:after{right:0}.nav-cta{padding:11px 23px!important}.hamburger{display:none;border:0;background:none;font-size:28px;color:var(--ink)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:4px;border-radius:5px;padding:12px 20px;font-weight:700;border:1px solid transparent;cursor:pointer;font-size:14px;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 5px 14px rgba(9,47,109,.18)}.btn-outline{background:#fff;color:var(--navy);border-color:var(--navy)}.btn-gold{background:linear-gradient(90deg,#d8a127,#c98a0d);color:#fff}.full{width:100%}.hero{position:relative;min-height:430px;background:linear-gradient(90deg,#f8fbff 0,#f4f7fb 54%,#eef3f8 100%);overflow:hidden;border-bottom:1px solid #edf1f5}.hero-photo{position:absolute;left:34%;right:0;top:0;bottom:0;background-image:linear-gradient(90deg,rgba(248,251,255,.94) 0%,rgba(248,251,255,.42) 24%,rgba(248,251,255,.04) 60%),url('../images/hero-finance.jpg');background-size:cover;background-position:center 58%;opacity:.98}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.28fr .78fr;gap:42px;align-items:center;padding:24px 0}.hero-copy{padding:0 0 10px}.hero h1{font-family:Georgia,'Times New Roman',serif;color:#102455;font-size:48px;line-height:1.05;margin:0 0 13px;letter-spacing:-.02em}.hero h1 em{font-style:normal;color:var(--gold2)}.hero h2{margin:0 0 7px;color:#102455;font-size:17px}.hero-copy>p{max-width:570px;margin:0;color:#313945;font-size:14px}.hero-actions{display:flex;gap:14px;margin:17px 0 22px}.trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;border-top:1px solid rgba(9,47,109,.16);padding-top:16px}.trust-row>div{display:flex;align-items:center;gap:8px;color:#102455;font-size:11px;line-height:1.25}.trust-icon{width:33px;height:33px;border:2px solid var(--navy);border-radius:50%;display:grid;place-items:center;font-size:17px;flex:0 0 33px}.eligibility-card{background:#fff;border-radius:12px;box-shadow:0 12px 35px rgba(8,34,79,.17);overflow:hidden;margin:8px 0}.eligibility-title{background:linear-gradient(90deg,#092f6d,#08265b);padding:10px;text-align:center;color:#fff;font-weight:700;font-size:18px}.eligibility-form{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;padding:15px 18px 17px}.field{display:flex;flex-direction:column;gap:5px}.field label{font-size:11px;font-weight:700;color:#20283b}.field input,.field select,.field textarea{width:100%;height:34px;padding:7px 10px;border:1px solid #ccd3dd;border-radius:4px;background:#fff;color:#2b3443;font:inherit;font-size:12px}.field textarea{height:auto;min-height:105px}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(9,47,109,.14);border-color:#7890b2}.mini-consent{grid-column:1/-1;display:flex;gap:8px;align-items:flex-start;font-size:11px;color:#343a46}.mini-consent input{margin-top:2px}.eligibility-form .full{grid-column:1/-1}.solutions-strip{padding:10px 0 12px;background:#fff}.compact-title{text-align:center}.compact-title h2{font-family:Georgia,'Times New Roman',serif;color:#102455;font-size:25px;margin:0}.compact-title span{display:block;width:30px;height:2px;background:var(--gold);margin:4px auto 10px}.solution-grid{display:grid;grid-template-columns:repeat(8,1fr);border-top:1px solid #edf0f4}.solution-grid a{min-height:98px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;border-right:1px solid #e5e8ed;padding:10px 6px;color:#102455}.solution-grid a:last-child{border-right:0}.solution-grid i{font-style:normal;font-size:30px;line-height:1;margin-bottom:8px;filter:saturate(.7)}.solution-grid b{font-size:11px;line-height:1.25}.why-section{background:#fff}.why-layout{display:grid;grid-template-columns:1.06fr .92fr .86fr;min-height:228px;align-items:stretch}.why-card{background:linear-gradient(135deg,#083877,#06285d);color:#fff;border-radius:0 22px 22px 0;padding:19px 28px;margin-left:calc((100vw - min(1180px,calc(100vw - 40px)))/-2);padding-left:calc((100vw - min(1180px,calc(100vw - 40px)))/2 + 28px)}.why-card h2{font-size:21px;margin:0 0 13px}.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.why-grid>div{display:flex;gap:9px;align-items:flex-start;padding:12px 11px;border-right:1px solid rgba(255,255,255,.2);border-bottom:1px solid rgba(255,255,255,.2);font-size:11px;line-height:1.35}.why-grid>div:nth-child(3n){border-right:0}.why-grid>div:nth-child(n+4){border-bottom:0}.why-grid i{font-style:normal;font-size:23px;color:var(--gold)}.why-photo{overflow:hidden}.why-photo img{width:100%;height:100%;object-fit:cover}.why-copy{padding:27px 24px;display:flex;flex-direction:column;justify-content:center}.why-copy h2{font-family:Georgia,'Times New Roman',serif;color:#102455;font-size:25px;line-height:1.05;margin:0}.gold-rule{width:34px;height:2px;background:var(--gold);margin:12px 0}.why-copy p{font-size:12px;color:#515966;margin:0 0 14px}.why-copy .btn{align-self:flex-start;padding:9px 15px}.partners-section{padding:15px 0 20px;background:#fff;border-top:1px solid #edf0f4}.partners-intro{text-align:center;color:#667085;font-size:13px;max-width:760px;margin:0 auto 14px}.partner-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.partner-card{height:76px;border:1px solid #e0e5ec;border-radius:4px;background:#fff;display:grid;place-items:center;padding:4px;box-shadow:0 2px 8px rgba(8,34,79,.035)}.partner-card img{width:100%;height:100%;object-fit:contain}.partner-note{font-size:10px;color:#7a8493;text-align:center;max-width:950px;margin:12px auto 0}.process-section{padding:60px 0;background:var(--soft)}.section-heading{text-align:center;max-width:720px;margin:0 auto 30px}.section-heading span,.section-kicker{color:var(--gold2);font-size:11px;font-weight:800;letter-spacing:.18em}.section-heading h2,.contact-section h2{font-family:Georgia,'Times New Roman',serif;color:#102455;font-size:33px;margin:6px 0 5px}.section-heading p{margin:0;color:#667085}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-grid>div{background:#fff;padding:24px;border:1px solid #e3e8ef;border-radius:10px;box-shadow:0 7px 20px rgba(8,34,79,.05)}.process-grid b{display:grid;place-items:center;width:43px;height:43px;border-radius:50%;background:#edf4ff;color:var(--navy);margin-bottom:13px}.process-grid h3{font-size:16px;color:#102455;margin:0 0 6px}.process-grid p{font-size:13px;color:#667085;margin:0}.contact-section{padding:64px 0;background:linear-gradient(135deg,#071f4c,#0a3979);color:#fff}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.contact-section h2{color:#fff}.contact-section p{color:#d6deeb;max-width:590px}.contact-card{background:#fff;border-radius:14px;padding:22px 25px;color:#263044}.contact-card>div{display:flex;gap:14px;padding:12px 0;border-bottom:1px solid #edf0f4}.contact-card>div:last-child{border-bottom:0}.contact-card>div>span{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:#eef4ff;color:var(--navy);font-size:19px;flex:0 0 40px}.contact-card p{margin:0;color:#394253}.contact-card b{display:block;color:#102455;margin-bottom:2px}.contact-card a{color:#394253}.footer{background:#06142f;color:#c7d0e1;padding:40px 0 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr .8fr 1.2fr;gap:30px}.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;gap:7px;font-size:12px}.footer-grid b{color:#fff;margin-bottom:7px}.footer-brand{display:flex;align-items:flex-start;gap:12px}.footer-brand img{width:76px;background:#fff;border-radius:4px;padding:3px}.footer-brand div{display:flex;flex-direction:column}.footer-brand strong{color:#fff;letter-spacing:.08em}.footer-brand span{font-size:9px;letter-spacing:.34em}.legal{margin-top:28px;padding:16px 0;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:25px;font-size:10px}.legal p{margin:0;max-width:760px}.mobile-cta{display:none}
/* Apply form */.apply-hero{background:linear-gradient(135deg,#f5f8fc,#edf3fa);padding:38px 0;border-bottom:1px solid #e1e6ee}.apply-hero h1{font-family:Georgia,'Times New Roman',serif}.eyebrow{color:var(--gold2);font-size:11px;font-weight:800;letter-spacing:.17em}.section{padding:42px 0}.application-shell{display:grid;grid-template-columns:245px 1fr;gap:28px}.progress-card{background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:14px;height:max-content;position:sticky;top:98px}.progress-step{display:flex;align-items:center;gap:11px;padding:13px 8px;color:#7a8492;border-bottom:1px solid #edf0f4;font-size:13px;font-weight:700}.progress-step:last-child{border-bottom:0}.progress-dot{width:31px;height:31px;border-radius:50%;display:grid;place-items:center;background:#eef1f5;color:#627084}.progress-step.active{color:var(--navy)}.progress-step.active .progress-dot{background:var(--navy);color:#fff}.form-card{border:1px solid var(--line);border-radius:12px;padding:30px;background:#fff;box-shadow:0 10px 30px rgba(8,34,79,.07)}.form-card h2{margin:0;color:#102455}.note{font-size:12px;color:#748091}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}.field.full{grid-column:1/-1}.form-card .field label{font-size:12px}.form-card .field input,.form-card .field select,.form-card .field textarea{height:43px;font-size:13px}.conditional{display:none}.conditional.show{display:flex}.form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:28px}.form-step{display:none}.form-step.active{display:block}.review{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.review-item{padding:12px;background:#f7f9fc;border:1px solid #e5eaf0;border-radius:8px;font-size:12px}.review-item b{display:block;color:#102455;margin-bottom:3px}.success-wrap{max-width:760px;margin:80px auto;text-align:center;padding:45px;background:#fff;border-radius:14px;box-shadow:var(--shadow);border:1px solid var(--line)}
@media(max-width:1000px){.menu{gap:19px}.hero-grid{grid-template-columns:1fr}.hero-photo{left:0;opacity:.25}.hero-copy{max-width:700px}.eligibility-card{max-width:700px}.solution-grid{grid-template-columns:repeat(4,1fr)}.solution-grid a:nth-child(4){border-right:0}.why-layout{grid-template-columns:1fr 1fr}.why-card{grid-column:1/-1;margin-left:0;border-radius:0;padding-left:28px}.why-copy{grid-column:2}.partner-grid{grid-template-columns:repeat(4,1fr)}.process-grid{grid-template-columns:repeat(2,1fr)}.application-shell{grid-template-columns:1fr}.progress-card{position:static;display:flex;overflow:auto}.progress-step{min-width:150px;border-bottom:0}.footer-grid{grid-template-columns:1fr 1fr}.legal{flex-direction:column}}
@media(max-width:760px){.container{width:min(100% - 28px,1180px)}.nav{height:70px}.brand img{width:72px}.brand-copy strong{font-size:15px}.brand-copy span{font-size:8px}.hamburger{display:block}.menu{display:none;position:absolute;left:14px;right:14px;top:66px;background:#fff;border:1px solid #e1e6ee;border-radius:12px;box-shadow:var(--shadow);padding:10px;flex-direction:column;align-items:stretch;gap:0}.menu.open{display:flex}.menu>a:not(.btn){padding:11px 12px}.menu>a:not(.btn):after{display:none}.hero-grid{padding:36px 0}.hero h1{font-size:38px}.hero-actions{flex-direction:column;align-items:stretch}.trust-row{grid-template-columns:1fr 1fr}.eligibility-form{grid-template-columns:1fr}.mini-consent,.eligibility-form .full{grid-column:auto}.solution-grid{grid-template-columns:repeat(2,1fr)}.solution-grid a:nth-child(2n){border-right:0}.why-layout{display:block}.why-card{border-radius:0;padding:24px 20px}.why-grid{grid-template-columns:1fr 1fr}.why-grid>div{border-right:1px solid rgba(255,255,255,.2)!important;border-bottom:1px solid rgba(255,255,255,.2)!important}.why-grid>div:nth-child(2n){border-right:0!important}.why-grid>div:nth-last-child(-n+2){border-bottom:0!important}.why-photo{height:220px}.why-copy{padding:28px 6px}.partner-grid{grid-template-columns:repeat(2,1fr)}.process-grid,.contact-grid,.form-grid,.review{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.legal{padding-bottom:84px}.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:90;display:grid;grid-template-columns:1fr 1fr;background:#fff;border-top:1px solid #dfe4eb;padding:8px;gap:8px}.mobile-cta a{text-align:center;background:#eef4ff;color:var(--navy);font-weight:800;padding:11px;border-radius:5px}.mobile-cta a:last-child{background:var(--navy);color:#fff}.form-card{padding:22px}}